Lazy Rich: The Tiny-Habit Money Book (eBook)

Stop trying to budget with willpower. Willpower clocks off at 7:00 PM on a Friday.

Most money advice tells you to cut out coffees, download an intimidating 40-tab spreadsheet, and live like a Victorian orphan. It doesn’t work. Budgets fail for the exact same reason crash diets fail: they rely on superhuman discipline in a world built by PhDs designed to make you tap "Buy Now".

The Lazy Rich approach is different: Stop fighting your human brain. Automate your financial life instead.

In Lazy Rich, author William Du Bois shows you how a collection of tiny, effortless micro-habits—taking as little as four seconds a day and starting from just £1—can make wealth completely inevitable, no matter your current income or starting point.

What you'll discover inside:

• The 4-Second Habit: The single daily routine you can do on the loo that rewires how you handle money without spreadsheets or guilt.
• The Three-Account Plumbing System: Set up Landing, Bills, and Spend once in under 15 minutes to guarantee your bills are paid and you can spend guilt-free.
• Your Weekly Number: The dead-simple formula that stops the "end-of-the-month beans-on-toast" cycle forever.
• The 1% Ladder: How paying yourself first using tiny, invisible increments stacks your savings without pinching your lifestyle.
• Plug Leaks, Not Lattes: Where your money actually slips away (phone upgrades, phantom subscriptions, sneaky overdraft charges) and how to turn cancelled waste into automated wealth.
• Lazy Debt Demolition: How paying a fixed payment beats toxic credit card minimum payments by nearly a decade.
• Boring Investing That Actually Works: A complete beginner’s UK walkthrough of Workplace Pensions, Stocks & Shares ISAs, and low-cost global index funds—turning £5 a day into a £399,000+ compounding nest egg.
• Low-Stress Side Incomes: Realistic ways to earn an extra £100–£200/month using just your smartphone, without burning out.

Includes Exclusive Practical Tools:

• The 30-Day Lazy Rich Plan: One 5-minute action per day to put your money on complete autopilot.
• The Lazy Rich Toolkit: A curated cheat sheet of the best UK banking apps, cash-saving platforms, and fee-free tools (Monzo, Starling, Chip, Moneybox, Vinted, and more).
• The Lazy Rich Scorecard: Track your progress from Level 0 (Surviving) to Level 5 (Lazy Rich).

Whether you're living payday-to-payday, buried under Klarna notifications, or just tired of wondering where your hard-earned salary went, this book gives you an airtight system you only have to build once.

Put the kettle on. Scroll up, click "Buy Now", and let your money do the hard work for you

Included in your purchase

• A high-quality PDF file containing the entirety of the book.
• An EPUB file for your eBook reader.